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CLIENT BULLETIN

November 17, 2010
Tenant Provided Insurance:
Issues and Pitfalls

MBA NEW ORLEANS 2009
MBA CHICAGO 2008
MBA SAN ANTONIO 2007
MBA PHOENIX 2006

Insurance Advisors LLC (“IA”) specializes in providing risk management and property and liability insurance consulting and outsourcing services to American business and industry, including the commercial real estate finance and building owners and management industries.

Founded in 1996, IA has a staff of insurance professionals with over a hundred years of collective insurance experience and expertise.

IA is not an insurance agent or broker. We base our fees on the hourly rates assigned to our professional and support staff.

We offer the following services to our clients:

For business, financial services and industrial clients:

• Review of corporate insurance and risk management programs
• Rebidding of insurance and self-insurance programs
• Agent and broker pre-screening and selection
• “In-house” risk and insurance management services
• Self-insurance and captive insurance analysis

For the commercial real estate finance industry:

• New loan transaction reviews to achieve lender compliance
• Monitoring of annual borrower insurance compliance utilizing ICCAMS*
• “On call” Retainer Service
• In-house and web based training
• Expert witness consulting and audits of loan portfolios for insurance compliance

For building owners:

• Review of risk management and insurance programs
• Rebidding of insurance programs, including agent selection
• Monitoring of tenant provided insurance compliance utilizing ICCAMS*

* Insurance Coverage Compliance and Monitoring System (“ICCAMS”) - patent pending

Any consulting firm is only as good as the qualifications and depth of its staff. Our professionals have recognized insurance and other credentials (e.g., Chartered Property Casualty Underwriter, CPCU, Chartered Life Underwriter, CLU, Associate in Risk Management, ARM, Certified Public Accountant, CPA) as well as undergraduate and graduate degrees in business, accounting and economics. With over a century of cumulative insurance experience, the IA staff is superbly qualified to assist our clients with insurance issues.

In addition to a staff experienced in all phases of commercial property and liability insurance, IA has also invested in the technology necessary to support our business. We are proud of our credentials and capabilities and continuously strive to retain and improve them.

Our "blue chip" roster of clients stretches from coast-to-coast. Call us for a reference - you won't be disappointed!




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