Management

Bernie Brown
President
- Thirty years plus of insurance advisory experience
- Chartered Property & Casualty Underwriter (CPCU)
- Chartered Life Underwriter (CLU)
- St. John’s School of Risk Management and Actuarial Science ( BBA, Insurance)
- Harvard Business School (MBA)
- Message from the President →

Bill Lovallo
Manager of Servicing
- Twenty years plus of insurance agency and risk management experience
- Licensed Property/Casualty and Life/Health insurance agent
- Chartered Property & Casualty Underwriter (CPCU)
- University of Connecticut (BS, Business Administration)

Mai Pham
Manager of Technology
- Ten years experience in commercial loan and servicing
- Microsoft Office Specialist Word 2016 Expert
- University of North Vietnam, mathematics

Michael G. Thistle, ESQ
Manager of Special Projects
- Thirty years plus insurance and reinsurance experience
- St. Joseph’s University (BBA)
- Temple University (MBA)
- Quinnipiac School of Law (JD)
- Licensed (PA) attorney

Elizabeth Tyrrell
Manager of Transactions
- Twenty plus years experience in insurance
- Three years experience in commercial loan servicing
Professional Staff
Denise Agans
Senior Consultant
- Ten years experience in commercial loan closing and servicing
- Strayer University (BBA)
Christine Britton
Senior Consultant
- Twenty five plus years experience as an insurance underwriter
- Five years experience in Mortgage Lending servicing side
Bernie Brown
President
- Thirty years plus of insurance advisory experience
- Chartered Property & Casualty Underwriter (CPCU)
- Chartered Life Underwriter (CLU)
- St. John’s School of Risk Management and Actuarial Science ( BBA, Insurance)
- Harvard Business School (MBA)
- Message from the President →
Betty Emmons
Senior Consultant
- Licensed property/casualty and life insurance
- Ten years experience in commercial loan closing and insurance servicing
Marianne Klosowski
Senior Consultant
- Twelve years corporate risk management and accounting experience
- Certified Public Accountant (CPA)
- Associate in Risk Management (ARM)
- Fairfield University (BS, Accounting)
Bill Lovallo
Manager of Servicing
- Twenty years plus of insurance agency and risk management experience
- Licensed Property/Casualty and Life/Health insurance agent
- Chartered Property & Casualty Underwriter (CPCU)
- University of Connecticut (BS, Business Administration)
Mai Pham
Manager of Technology
- Ten years experience in commercial loan and servicing
- Microsoft Office Specialist Word 2016 Expert
- University of North Vietnam, mathematics
Karen Smith
Senior Consultant
- Fifteen years experience in reinsurance and Insurance
- Chartered Property and Casualty Underwriter (CPCU)
- Indiana University (BA)
Michael G. Thistle, ESQ
Manager of Special Projects
- Thirty years plus insurance and reinsurance experience
- St. Joseph’s University (BBA)
- Temple University (MBA)
- Quinnipiac School of Law (JD)
- Licensed (PA) attorney
Elizabeth Tyrrell
Manager of Transactions
- Twenty plus years experience in insurance
- Three years experience in commercial loan servicing